Flood Insurance for Houston, Galveston, League City, Pasadena, TX, and the Texas Gulf Coast area

Posted on: November 10th, 2017

Flood Insurance to cover you for hurricane damage

If you live around or near the Gulf Coast you need flood insurance. When hurricane season comes around you don’t want to be without flood insurance. Rick Tinker can help you with flood insurance in Pasadena TX, Brazoria, Galveston, Houston, Leauge City and the Texas Gulf Coast. Weather systems are becoming more severe and recent storms such as Irma should leave no one in doubt as the importance of property insurance and especially flood insurance.

Severe weather such as category 3 and 4 hurricanes can cause extensive property damage. First there is potential wind damage. Then there is the risk of flash flooding. However, the biggest risk is that of storm surge. A storm surge is when the sea water rises many feet and floods your neighborhood. If you don’t have the right insurance, you could face financial ruin.

You probably have home insurance but that does not mean you have flood insurance. Most home owners’ policies don’t include flood insurance. The truth is that insurance companies fear offering flood insurance because of the high risk. So, if they are scared, should not you be?

When you live in high risk areas you should not gamble with the weather. You should also consider that what might have been considered low risk some years ago might well now be high risk. Many people obtain flood insurance through the TWIA. Rick Tinker can help you with that, but they also offer alternatives.

So, whether you live in a high-risk area or even a moderate risk area, you should get severe weather insurance that will cover you for property damages related to wind damage, hail damage, flash flooding and storm surges. Rick Tinker offers flood insurance throughout in Pasadena TX, Brazoria, Galveston, Houston, Leauge City and the Texas Gulf Coast.

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