Life Insurance Texas
Have you been avoiding the discussion of life insurance? If you’re sharing a life with your spouse, children, or other family members, it’s probably time to evaluate your options for life insurance. We’re here to help. R Tinker Insurance will clearly explain your available options for term life insurance and permanent life coverage.
Types of Life Insurance
Term Life Insurance – provides coverage, in the event of the insured person’s death, for a set number of years (a set term). At the end of the term, your past policy can be renewed or sometimes re-written depending on changes in circumstance. Term life insurance is to fill a specific need for a specific period of time.
Permanent Life Insurance – a life insurance policy with a guaranteed payout structure effective so long as the insured person continues paying a fixed annual premium. Depending on the amount of time before benefits are needed, the cost of permanent life insurance may be comparable to or less than that of term life insurance.
Speak with an Agent
We can help you decide which type of life insurance provides the most security for you and your beneficiaries. Call (281) 484-7158 to speak with an agent today.