Buying a condo is an amazing experience. While you are enjoying the comforts of your new home, it is important not to miss a key step in this experience – buying condo insurance. While your condo’s association is responsible for insuring the condo units, you are responsible for any alterations to the structure and for the interiors of your own home.
At Rick Tinker Insurance, we are here to provide you with the best condo insurance policies at the most affordable rates. We also understand that a condo association’s insurance can be quite complicated, so we are here to help you understand what your association’s insurance covers to help you make an informed choice. We provide our services to Houston, Texas Gulf Coast, Pasadena TX, Galveston, Webster TX, Alvin TX, and neighboring areas. If you are interested in our services, contact us today for more information.
Here are some more reasons why condo insurance is important:
- Protection of personal property
Condos are more susceptible to theft, burglary, and vandalism because of the number of people going in and out every day. Also, in the case of a fire or water damage, it will cause damage to the inside of your condo including your furniture, valuables and other personal belongings. Most of these losses are not covered by the master policy of your association. Condo insurance will cover the loss and destruction of your personal property.
- Liability cover
If someone is injured on the main condo property, then the master policy will cover for it. However, you can be sued by a third party if the damages happen inside your home. Or if you cause damage to another condo owner’s property, the association will sue you for the damages done. You will need condo insurance to cover for your injury and property damage claim.
So, if you are interested in our services, contact us today.
