Private Flood Insurance in Pearland, Galveston, Houston, League City, Pasadena, Friendswood, TX, and Surrounding Areas
Floods can happen at any time and in any season. From poor weather conditions, mudslides, or even a pipe burst, floods are one of the number one threats to your home. However, most home insurance policies don’t cover private flood insurance. So when floods affect your home, what are you to do?
Private flood insurance keeps your home protected from flood damage and expenses accrued for repairing your property.
At Rick Tinker Insurance we serve Friendswood, TX, Pearland, Galveston, Houston, League City, Pasadena, TX, and the surrounding areas with private flood insurance. With over 30 years of experience and a passion for honest service, we aim to keep you protected from all life’s unknowns. By working with the most respected insurance carriers in the nation, we offer you quality private flood insurance that helps you recover from flood loss.
Private Flood Insurance for Your Property
According to the National Flood Insurance Program (NIFP) “everyone lives in a flood zone”. No matter if you live in a common flood zone or not, your home in the Pearland, Houston, Pasadena, TX area could be at risk. While you can purchase private flood insurance directly from NIFP, many private insurance carriers provide private flood insurance to keep you, your home, and your household protected. Without flood insurance coverage, you may be left to pay off the federal government’s low-interest loans, which aren’t always cheap.
Our skilled agents weigh the options and help you find the right private flood insurance coverage for your needs and budget. But you may be wondering, what exactly does flood insurance cover?
Private flood insurance reimburses policyholders for property damage, including:
- Insured buildings
- Electrical & plumbing systems
- AC, furnaces, & water heaters
- Home appliances
- Carpeting & flooring.
- Permanently installed paneling
- Window blinds & shutters
- Debris removal, and more!
Flood Insurance for the Texas Gulf Coast
At Rick Tinker Insurance Agency we provide private flood insurance protection to Galveston, Friendswood, TX, League City, and the surrounding areas in the Texas Gulf Coast. As a common hurricane zone, you need to have private flood insurance protection to keep your home and private property protected.
Our agents work with you to help you determine how much private flood insurance is necessary for your budget, lifestyle, and needs. With a thorough assessment, private flood insurance coverage is determined by a few key factors, including:
- Flood risks
- Type of coverage you require (building and contents coverage)
- Deductible and amount of building & content coverage
- Location of your structure
- Design & age of your structures