Rick Tinker can help you with home insurance in Pasadena TX, Webster TX, Galveston, Houston, League City or Pearland. Home insurance protects your most valuable assets in the event of a mishap or misfortune. Normal home insurance covers you everyday risks and events such as accidents, fire, water damage, liability claims, theft and burglaries.
It is important to understand what is covered and what is not covered under your current homeowner’s policy. You need to be sure there are serious gaps in your coverage. It too late after the fact that you are not insures for a specific event or disaster.
Rick Tinker will make sure there are no serious gaps in your home insurance. They will carefully scrutinize the following areas:
- Dwelling and other detached structures
- Personal assets and valuables
- High end valuables
- Replacement cost
- Coverage for natural disasters such as hurricanes, tropical storms, tornadoes and so on
- Exclusions and limitations
- Personal liability
- Medical coverage
- Alternative or additional living expenses
There are important things to consider when it comes to home insurance. If you get it wrong you could end up losing your home and possession and have no means to replace them. Rick Tinker can help you with important aspects of home insurance such personal floaters insurance, windstorm insurance and flood insurance.
Property damage coverage is a key component of homeowner’s policy. This coverage will pay for damage to your property and personal assets. However not all events are covered. Flood insurance is an important exclusion and you will need to get flood insurance separately. If you consider recent storms such as Harvey and Irma, you should be in doubt regarding the importance of flood insurance.
When it comes to home insurance it makes sense to deal with a professional agent in your area. That way you won’t have serious gaps in your home insurance policies.
Home Insurance Pasadena, Galveston, Houston, and surrounding areas, including League City & Pearland. Offering Windstorm, Flood, Homeowners Insurance, more.