Ensuring the safety of your family is your responsibility. Misfortune can strike at any point I life, and for that, you must also be prepared. No matter how many security guards and surveillance cameras you have in your house, you can still fall prey to thefts, breaking and entering, sudden accidents like fire and much more. To mitigate the risk and loss involved in these incidents, you need homeowners insurance. If you want compensation for your material losses, then you must purchase this type of insurance. Buying insurance allows you to save money in small installments that helps pay for huge expenses later. So, if you are on the lookout for such a company, then we, at Rick Tinker Insurance, can offer you the best in the market. We can provide our clients with the most competitive rates and pricing along with increased coverage. If you live in areas like Houston, Pasadena TX, Galveston, Friendswood TX, Clear Lake or Texas Gulf Coast, then come on over!
Here are two types of coverage that you must opt for. Have a look.
- Personal Property Floater
A basic homeowners policy generally provides limited coverage for collectibles and items like jewelry, fur, etc. However, if you want to ensure your valuables separately, then you need to purchase a personal property floater. Under this coverage, you can itemize each item with a proper evaluation and give a short description of it in order to ensure it. This will provide you with an extensive kind of protection that your valuables need.
- Dwelling insurance
When you purchase homeowners’ insurance, you must not forget dwelling insurance. Basically, what it does is that it forms a base for all other coverage under the policy. It covers the top to bottom of your building structure- including the walls, floors, and ceilings. Depending upon your premium and coverage limit, you can rebuild major portions of your house with this kind of policy.
Wish to know more about our insurance policies and tariffs? Then, call us now at 281-484-7158.
