Is your city prone to experiencing hailstorms and windstorms? Then, you must get insurance against it. It is always a good idea to stay protected against natural disasters, particularly if your hometown faces raging storms. As a homeowner, it is our responsibility to stay prepared for all kinds of adversities. Windstorm insurance allows us to be safe from wind or hailstorms. If your property goes through severe damage because of it, you can arrange for its repair and compensation quickly, using windstorm insurance. And the best part is, you do not have to pay hefty amounts of money all at one go. Insurance gives you the option to pay small premiums so that you can get back on your feet as fast as possible. For this purpose, trust our services at Rick Tinker Insurance. If you live in areas like Texas Gulf Coast, Brazoria, Houston, Galveston, Webster, TX, Alvin, TX, etc. then we can offer you the most comprehensive types of windstorm insurance. Whether it is a business establishment or residential building, whether you need annual premiums or monthly – we can draft all kinds of coverage policies.
Here are two questions you need to ask your insurance provider before you purchase any policy. Take a look.
- What is the Deductible?
Ask your insurer about the deductible. A deductible is basically the money that you’ll be paying out of your pocket, other than the amount covered by your policy. Usually, if you have lower premiums, you have higher deductibles. This can range from anywhere between 1% to 5%. Make sure you know what you can afford before you settle for a plan.
- What All Will Be Covered?
Make sure you ask in detail about what your plan covers. Apart from physical damage, what are the contents inside your home that this insurance will cover? How much premium are you going to have to pay for it? Do you need additional plans? To ensure that all your valuables are covered and you don’t make the mistake of leaving anything out.
So, do you think you can benefit from windstorm insurance? Then contact us right away!