Condo Insurance to cover your belongings and dwelling
Rick Tinker can help you with condo insurance in Clear Lake, Pasadena TX, Webster TX, Friendswood, Houston or League City. Condo insurance is a special type of home insurance since it involves your area and public area within the building or complex setup. The association will carry property insurance that covers structures and public areas within the condominium complex. Therefore, it is important to know what parts of your dwelling is covered by the association insurance and what parts of your dwelling you need to insure separately.
A professional insurance agent will be able to check the association’s articles and bylaws and inform you about your condo insurance requirements. In most cases you will be responsible for the interior structures of your condo. In other instances, you might only need to insure your own personal possessions and any structural alterations you might have made. The only way to be sure is to check the associations insurance coverage. If your association is only responsible for the bare structures such as the walls, roof and floor, then you need to insure everything else. At the end of the day you want to be sure there are no gaps between the association insurance and your condo insurance.
Apart from coverage you also need to consider the cost of your condo insurance. That is why it makes sense to deal with an independent agent such as Rick Tinker. An independent agent understands or can determine what amount of coverage you need and can also shop around among several carriers to find you the best deal.
Rick Tinker can help you with best value condo insurance in Clear Lake, Pasadena TX, Webster TX, Friendswood, Houston or League City. That means condo insurance with the right coverage at the right price.