If you don’t have proper flood insurance, you can literally lose your home. The Rick Tinker agency can help you with flood insurance in Clear Lake, Pasadena TX, Webster TX, Galveston, Houston or League City. A general home owners policy does not cover you for damage or loss related to a flood event. Flooding remains the biggest natural cause of property damage and loss. And as weather conditions become more severe due to climate change and other factors, the risk gets even bigger.
Floods can occur anywhere at any time. Floods can result from hurricanes, storm surges, prolonged rains, sudden heavy down pours and so on. Flood damage tends to be extensive and massive. It is not worth the risk of not having flood insurance. Rick Tinker is a specialist when it comes to flood insurance. They can get you proper flood insurance in in Clear Lake, Pasadena TX, Webster TX, Galveston, Houston or League City.
You don’t want to delay getting flood insurance. There are lead times involved and by the time the next storm approaches, it is already too late. Flood insurance is a supplemental home insurance. It is not part of your normal home insurance. It is a separate plan and can even be one sponsored by the federal government, such as administered by the Federal Emergency Management Agency (FEMA). If your community participates in the NFIP (National Flood Insurance Program), then you are eligible for state or government sponsored flood insurance.
You need proper flood insurance for your home or commercial property. This type of coverage is not included with a normal BOP or homeowners’ policy. The Rick Tinker agency can help you with home insurance as well as flood and windstorm insurance in Clear Lake, Pasadena TX, Webster TX, Galveston, Houston or League City.