Flood insurance tailored to your needs
There is not much we can do to prevent natural disasters but we can plan for the financial consequences. Floods are still the number natural disaster across the US and if you don’t have flood insurance you are taking a huge risk. The fact that you have homeowners insurance does not mean you have flood insurance. Since the risks are so real most carriers refuse to write flood insurance policies and flood damage will not be covered and your standard property insurance.
For advice about flood insurance in Brazoria, Friendswood, Galveston, Houston, League City, Pearland and the Texas gulf coast you should consult with the Rick Tinker agency. There is nothing they don’t know about flood insurance and they will advise you about the best options for your situation.
Floods can happen in different ways. Heavy rains, overflowing rivers, hurricanes and storm surges can all result in flooding and severe damage. Dry areas that experience heavy down pours over a short period of time can also experience flash floods. A flood can literally sweep your possession away, including your home. When this happens you don’t want to be caught without proper insurance and coverage. Even a less severe flood can still cause considerable damage and financial loss and ruin.
If you live in a participating area you can qualify for federal flood insurance via the ……. scheme. Certain carriers will also provide flood insurance so you do have some options. However you need to be sure you have the right flood insurance for your situation. Your location and the nature of your property are all factors that will influence how much flood insurance you need and how much it will cost. The best will be to speak to a flood insurance expert to ensure you have the right solution and coverage for your needs.